EL

Procedures

Mortgage

In order to financially ensure that the creditor is guaranteed by his debtor, a mortgage or a pre-notation of mortgage can be registered on the property of the debtor or his named guarantor.

  • The mortgage shall be registered through a notarial deed and at all times with the agreement of the debtor or guarantor.

  • A pre-notation mortgage is ordered at the request of the creditor against the debtor by court ruling. (interim measures)

*If the debtor fails to fulfil his obligations towards the creditor and his mortgaged property is auctioned, then the creditor which registered the mortgage has a preference over other lenders with regards to privileged recovery of the claim.

A mortgage or a pre-notation of mortgage is registered on the records kept at the Land Registry or Cadastre Offices so that the existence of the encumbrance along with the existing debt are known to all parties concerned.

Settling a Mortgage
When the debt that is insured via a mortgage or a pre-notation of mortgage is repaid, the debtor and any other person with a legitimate interest to do so may act to discharge the mortgage.

The mortgage is discharged by a notarial deed
A pre-notation of mortgage shall be discharged only by a court ruling.

Hire a Lawyer to create or discharge a mortgage
 

CONTACT

CONTACT HOURS: Mo-Fr 09:00-21:00

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TERMS OF USE

THE USE OF THIS WEBSITE TO PEOPLE UNDER 18 YEARS OLD IS ABSOLUTELY AND CLEARLY PROHIBITED. 

Symbolaia.gr (hereinafter the "Team"), is an interdisciplinary team of lawyers and real estate experts.

Contact info:

Symbolaia.gr

Law Office

Ioannis Panagiotis Christodoulou

Skoufa 71Α Τ.Κ. 10680, Athens

Tel. 210 3610344

Our Team is the beneficiary of this website with Domain Name https://www.symbolaia.gr/ (hereinafter "the Website").

The use of the Website is subject to the terms set forth herein and in its integral parts.

The visitor / user is invited to read them carefully and to use the Website, only if he fully accepts them.

In case he does not agree with the terms of use of the Website, he must not use its services and content.

The visitor / user is requested to check the content of the specific pages for possible changes.

The continued use of the Website even after any changes means the unconditional acceptance by the user of these terms.

Website Purpose

This website is NOT intended to advertise legal services.

It is a place of information and exchange of ideas in the context of the information society.

This page does not in any way provide professional or paid Legal advice.

These are provided by our law firm, according to what we quote in detail below.

This page simply expresses opinions and views on various issues that arise and raises concerns, creating the basis for a broader public debate.

 The participation of the visitors and some of the electronic posts of this website is offered free of charge.

Any reference by the website or third parties to a legal matter should be treated in the light of:

a) That it is a general and short answer having a purely informative character, in the context of a discussion and a dialogue, the beginning of which you attempted.

b) It does not in any way replace the relationship between a Lawyer and a client, it is not legal advice and no attempt is made to attract and associate potential clients. Everyone is free to choose whether to participate in the wider dialogue and to submit their own opinion, within the legal framework and without prejudice to persons and institutions. In the event that persons and institutions are affected, the management of the website is entitled to withdraw any relevant report and to denounce the specific behavior in any legal way. The same can be done by the users of the websites in the special communication boxes or by sending an e-mail to the email address info@symbolaia.gr.

c) The information from this page and the information you collect through it are used at your own risk, as they are simple opinions and thoughts, without legal character

d) The answers and information given to questions of legal content - topics to visitors are purely informative, general and brief in the context of dialogue and are not given in any way in the context of a professional relationship between lawyer - client, and are used in any case exclusively responsibility of the requested visitor.

e) We do not bear any responsibility from the use of the answers - information provided within the above frameworks - information. Those visitors who ask questions on legal issues of their interest automatically accept explicitly and unconditionally the above condition - condition, without any other wording.

f) The client-Lawyer relationship is established only after an explicit written agreement and not by simply visiting a website or sending a message in any way to the Lawyer. Binding legal advice is provided only upon remuneration, which arises and is proved by a relevant private agreement between a client lawyer, excluding any other means of proof, even that of the oath.

By accepting these conditions you can ask questions and participate in the wider dialogue on topics that may be of interest to you. Any of your messages are confidential and only for the use of the person to whom it is addressed and who has asked our opinion. No part of them may be reproduced, adapted, copied or transmitted without the written permission of the owner. If you are not the intended recipient, please contact the sender immediately and delete this message and any attachments from your system. Unauthorized publication, use, dissemination, sending, printing or copying of any e-mail by an invalid recipient and its associated attachments is strictly prohibited. Otherwise the management of the website reserves all legal rights.

Content Change

The Information and Content contained in this website and in general on the website of the Law Firm "Ioannis Panagiotis Christodoulou" are subject to change at the sole discretion of the Law Firm, without prior notice to the public.

The management of the website reserves the right to change or modify the applicable terms, privacy policy and conditions for the use of the website at any time, without notice to users.

Such changes, modifications, additions or deletions to the terms and conditions of use will take effect immediately, ie from their posting on the website. Any use of the website after such change or modification will be considered as acceptance by the user of the changes, modifications, additions or deletions.

The management of the website may, at any time, terminate, change, suspend or terminate any individual operation of the website including the availability of services, presentation or description of any product or service.

In case any user finds any nature of violation of the operation of the website agrees explicitly and unequivocally that he will primarily report it to the management by sending a simple e-mail to info@symbolaia.gr. The management of the website is committed to act immediately to restore the proper use and operation of the services of the website that have suffered a problem or need to be changed. Otherwise the complainant will be entitled to compensation for any damage to the management of the website and the law firm from any untimely and without prior notice to the management of the website or the law firm, offensive, defamatory complaint to any authority.

Liability Disclaimer

Websites of mostly legal interest for information provided by third parties, to which this site refers through "hyperlinks", are not controlled in terms of their content, availability, privacy policy, quality and the completeness of the services by the webmaster of this site.

Any questions regarding this, the information or sources outside of this page, should be addressed to the competent third party providers and not to the administrator of this site.

The existence of links to websites of non-legal interest (simple link or banner), exist within the framework of this web hosting to a provider (web hosting) and all the above apply to them as well.

This website is not responsible for the content of these links and every visitor of this website accepts in advance the disclaimer of our relevant responsibilities from the use of these and their contents.

In any case, even in case of negligence, the website and its management and the above law firm are not responsible for

a) any form of damage suffered by the user from the choices and content of the website which he visits on his own initiative and with the knowledge of the terms herein. The visitor of this website assumes sole responsibility for any damage caused by misuse of the relevant services.

Furthermore, this law firm does not guarantee that the pages and contents will be provided without interruption, without errors and that errors will be corrected. There is also no guarantee that this website or the servers through which it is made available to visitors will be free of "viruses" or other harmful components or that their websites, services, options or results are correct, complete and available at all times.

b) for any damages of any kind - in nature, regarding the availability, provision or inadequacy of the provision of services or information, your access or inability to access the services, or your own use and reliance on information available on those services.

c) publication of your personal data or other sensitive information. In such cases, you accept your full and exclusive responsibility for any possible consequences, even in the case of malicious harassment by third parties.

d) for any damages of any kind - nature, arising from the fact that the information on the Internet is to some extent secure, with the possibility of interception or incorrect sending or at the will of a third party to another email address.

e) that our website and its pages will be virus-free, or any other component that is harmful to your PC operating system. It is the sole responsibility of each user to ensure that the use of antivirus software ensures that your personal computer and your files are not infected with viruses or malicious programs - applications, as well as the possible fight against any detected virus.

In any case, you are charged with all the costs, for the necessary maintenance, repair or repair of your computer and your system in general for its return to the previous normal state.

Finally, it is expressly agreed herewith that in the event that any action, claim, administrative or judicial proceeding is brought against the Website resulting from any form of infringement of the user or untimely and without prior notice complaint to third parties, the user undertakes on the one hand to intervene in the relevant litigation and on the other hand to compensate the Website in case he is obliged to pay compensation or other expense or in case the user's action caused any kind of damage to the reputation of the law firm.

Privacy

This website requests from the personal data ONLY a name or a pseudonym and an e-mail address, through various Communication Boxes AND MONO IF the users choose to contact the website and ask concerns and questions.

You will NEVER be asked for any reason other information about your personality and other personal data from our website IF you do not ask us a question.

WE HAVE ABSOLUTELY NO RESPONSIBILITY if you are asked to enter your personal data in other special forms of communication because it EXACTLY WILL NOT BE OURS.

This website is EMPHASIZED that it only asks for Name or nickname and e-mail ONLY in case a question or concern is addressed to us.

In no other case will you be asked for any such registration. When asked or asked for your opinion or concerns you fully accept the fact that you enter your name and e-mail and agree to it unconditionally. Consent is also given when you VOLUNTARILY comment under a relevant article-opinion as it is published on the above website.

Nevertheless, data that is sent voluntarily through communication frameworks such as e-mail, name and name are NOT stored in electronic databases, they are NOT collected, processed, managed, disposed of for any purpose and by any natural or legal person and in particular this of the commercial analysis / exploitation made by other websites and used only to process the communication between the visitors and the website. Immediately after the answer they are deleted. The data will NEVER be displayed on a publicly accessible website or given to third parties. In case the user requests legal advice, he will be asked for his TIN ONLY for the issuance of a Tax Document. The same is true of forms for filling out information on retirement information, which are deleted immediately after the answer. In this case, information such as name and contact phone number is requested, as well as the information mentioned in the form exclusively and ONLY for the processing of the order. Immediately after they are deleted.

The management and protection of the personal data of the visitor / user of the services of the website is subject to the terms of this section as well as to the relevant provisions of the Greek legislation (Law 2472/1997 for the protection of the individual and the protection of personal data as supplemented by the decisions of the Chairman of the Committee for Personal Data Protection, PD 207/1998 and 79/2000 and article 8 of Law 2819/2000 as well as Law 2774/1999 and European law (directives 95/46 / EC These terms are formulated in the light of both the rapid development of technology and in particular the Internet and the existing - albeit underdeveloped - set of legal arrangements on these issues. In any case, the website reserves the right to change the terms of protection of personal data and after informing the visitors / users and within the existing or possible legal framework. If a visitor / user does not agree with the terms of protection of personal data provided herein must not use the services of the website.

The website accepts the personal data entered by the visitors / member users, a) when the visitor / user subscribes to his services b) when he uses his products and / or services and c) when he visits his pages and / or enters the its promotional / advertising programs.

When registering the visitor / user in the electronic services of the website, the requested information is the following: Name, Surname, Street, Number, City, Post Code, Telephone, Profession, E-mail address, Tax Identification Number and Tax Office .

The website uses the personal data of visitors / users / members for the following reasons:

-the informative support of its customers / users and the selection of the content it offers them, so that it is relevant to their general preferences, as they have been expressed during their voluntary registration in the online services of the website.

-the material support of its customers / users regarding the services and products available from and through the website and which they have used or purchased.

-they are informed about the legal news.

- Their 24-hour ability to delete any of their data using a simple hyperlink Link that has been sent to them in the relevant e-mail they stated.

The website gives the right to users / members to delete their personal data, to correct and / or update their personal data and / or to deactivate their registration, at any time 24 hours a day, 7 days a week, visiting simply the relevant service of the website through the hyperlink sent to them in the e-mail they stated during their registration.

The website undertakes not to sell, rent or in any way publish and / or disclose the personal data of its visitors / users / members to any third party. The website is obliged to provide personal data to the authorities as part of a judicial review or after the adoption of a relevant law that forces the disclosure of information.

As far as the newsletter is concerned, all security specifications are met. In this case, those of you who voluntarily fill in your e-mail (you also assume the responsibility of assigning your personal data voluntarily), will be sent a confirmation e-mail to the e-mail account you stated. There, as provided by the relevant legislation for the protection of personal data from spam messages, you will be informed each time if you wish to receive updates from the website. In case you activate the option by clicking the hyperlink link that will be given to you, you will be easily and simply deleted from the newsletter. As the legislation for the protection of personal data also provides you have the possibility in the same way to be deleted from the list by clicking the relevant deletion link located in the e-mail that will be sent to you in the first and in each subsequent newsletter. You will receive the newsletter only in case a new article is posted on the website and not for any other reason or without a reason. No newsletter is foreseen and will not be sent unless a new article is posted. In any other case of sending a newsletter, the user is obliged to inform within 6 hours from the receipt of the message the management of the site at info@symbolaia.gr, in order to determine who is plotting the service. Otherwise management is NOT responsible for anything related to this mission. The website is NOT going to give the newsletter list to any third party. Besides, a database related to this is not kept for any purpose. The management and the office are released from any responsibility in case a third party maliciously retrieves the relevant material by any method using illegal or legal technical means. In any case, if you want to unsubscribe from the newsletter you can send an e-mail with the subject of deleting the newsletter to info@symbolaia.gr, in addition to the possibility that you can simply click the hyperlink to the e-mail you have stated.

Both the website and our office are NOT responsible in case of malicious attack hacking on the website and its data, as the website always keeps the latest and updated versions of security protection. This responsibility does not exist in any case if the cyber attack on the security systems is done directly on the server, since it is not at the sole discretion of the website to intervene to correct the problem, but to the server administrator.

 

Use of Cookies

Our website may use cookies to identify the visitor / user of certain services and pages. Cookies are small text files that are stored on the hard drive of each visitor / user and do not receive knowledge of any document or file from his computer. They are used only to facilitate the visitor / user access to specific services of the website and for statistical purposes in order to determine the areas in which the services of the website are useful or popular. The visitor / user of the website can configure his server (browser) in such a way that either warns him about the use of cookies in specific services of the website, or does not allow the acceptance of the use of cookies in any case. In case the visitor / user of the specific services and pages of the website does not wish the use of cookies for his / her identification, he / she cannot have further access to these services, since these services are connected with cookies.

In case you wish to configure your browser not to accept the use of cookies.

Legal Advice - Mandate Agreement.

Our law firm provides services and legal advice as defined in the Bar Code.

Legal advice is given upon signing or acceptance of the relevant legal order contract which is also sent as a copy to the principal. The trustee performs all the procedural acts within the framework of the mandate. The principal has the right to request and receive the payment of the amount of legal advice he did online and free of charge until the completion and sending of the data form for the start of the data processing process by the principal and in any case not beyond the 14th day from his payment calendar (full days) if he has not sent a completed form with the processing data by that time. Otherwise, the order contract is executed or the amount is forfeited as a criminal clause and unproven compensation in favor of the principal in any other case. The order contract is revoked under the conditions mentioned in it, while as for the payment of the amount that has already been made, the immediately preceding ones apply. No withdrawal of order or refund of payment amount explicitly agreed by the parties that it will not take place when the completed form has been sent or when the 14th day has passed from the payment of the amount without the relevant form being sent but the amount has been paid.

The online phone session service

To use the online phone service, you agree to the terms of use and data protection policy.

STEP 1 We call you on a Greek landline or mobile phone which you must have correctly stated on the form.

STEP 2 We make as 3 attempts to call you on the phone you have stated. If we do not find you, we will answer your question via email and try to reschedule a telephone appointment.

STEP 3 We answer your questions, giving you legal advice.

The phone call costs 80.00 euros, plus VAT and can last up to an hour.

For further services, we can offer you and negotiate our fees.

Telephone sessions take place in the afternoon from 12:00 to 19:00 from Monday to Friday

Language of communication: Greek / English

Calls are prohibited from being recorded

Online Services - Credit Card Details

Our office provides electronic services for a fee, and the possibility of using a credit card. Our office has chosen the safest ways to pay for a service that is available for a fee. Specifically, it enables the user to transfer the amount of the charge directly to a bank account of the office or to use his debit or credit card through the special trading platform.

In both cases the user is obliged in order to complete the transaction to enter either in a payment environment with inaccessible security systems of the bank of his choice or in the inaccessible security system. In both cases the transaction and the charge IS NOT MADE IN THE ENVIRONMENT neither of our website, nor of our office nor of the SERVER in which the website is hosted but from an exclusive environment of the banks

Consumer rights - Withdrawal from the order contract - Authenticity of copies you provide us. Online Store Policy

Upon entering the details and paying for the relevant service by you, a private order contract agreement will be sent to you in the e-mail you stated or on our website under the service. With this order you assign to our office the order to process the specific service that you purchased online. If you do not reply electronically or by telephone or do not accept this order within 14 days then you are tacitly accepted. The same happens if during the same period you use these services by filing from our office or from a third party lawyer of your choice of the relevant petition or send us the relevant documents that we requested for the completion of our work. In case you do not agree with the specific order contract within the same period of time then you cancel the order or non-order, in which case the amount you paid will be returned in full within the same deadline. If this period has elapsed and you still do not wish to continue the order then you will be refunded the amount you paid less the management costs of the purchase and any costs we have incurred on your behalf. If a promissory note has been issued or a fee has been issued in favor of the public, or a court stamp or inventory fee or any fee or tax or fee, this amount is deducted from the refund of your deposit in any case, because these fees are not canceled and their use is for specific purposes only. In case a document is issued in case of refund of the amount, a credit invoice will be issued, and in case of withholding of expenses a document will be issued only in the amount of the refund. Finally, the order will not be executed until you have provided us with all the documents we need to prepare the service you have chosen. By sending the relevant documents to our office, you unreservedly accept and confess about the authenticity of the documents you handle us and that these are exact copies of the originals that you have at your disposal. Our office has absolutely no ability to check the authenticity and disclaims any responsibility for your unknowingly using any forged and manipulated documents by you.

Applicable law and other terms

The above terms and conditions of use of Symbolaia.gr, as well as any modification thereof, are governed and supplemented by Greek law, the law of the European Union and the relevant international treaties. The Courts of the city of Athens become competent for any dispute that may arise from the interpretation or application of this.

PERSONAL DATA PROTECTION INFORMATION

(according to Regulation 2016/679, hereinafter: GDPR)

PROCESSING MANAGER

LAW OFFICE Ioannis P. Christodoulou

ADRESS: 71Α Skoufa Street,10680 Athens

E-mail: info@symbolaia.gr, Tel.0030 210-3618697, Fax:0030 210 - 3632865

 

COLLECTION AND PROCESSING OF PERSONAL DATA - PURPOSE OF THE PROCESSING:

By entrusting your case to us, we collect the following information:

• Name

•Address

• E-mail address

• Telephone number (landline and mobile)

•VAT NUMBER

• Information on the basis of your claim and / or on the defense of your case

The above information constitutes personal data, according to Regulation 2016/679 (Article 4 No. 1), which stipulates that personal data is any information concerning an identified or identifiable natural person ("data subject").

The collection of this information is necessary in order to verify the identity of our principal, to contact you, to issue the relevant documents, to represent you before the Courts, and, possibly, in order to claim our remuneration.

The processing of your personal data is done for the execution of the order and the conduct of the case that you have assigned to us, and is based on the provision of article 6 par. 1 lit. β΄ GDPR, as it is necessary for the fulfillment of the obligations deriving from the mandate contract

The retention period of your personal data is five (5) years after the end of the order, according to article 37 lit. i of the Code of Conduct for the Legal Profession, but may be extended in accordance with tax legislation or until the limitation of any claims.

TRANSMISSION OF PERSONAL DATA TO THIRD PARTIES

We do not transfer your personal data to third parties, unless it is necessary for the execution of the order. Specifically, your personal information is disclosed to the other party or parties and to his / her attorney, as well as to courts and other public authorities, in order to defend your case. Third parties to whom your personal data is transmitted in this way are not entitled to use it for other purposes.

Along with the protection of your personal data, the legal secrecy also applies, which we observe, not only during, but also after the end of the case or the revocation of the order by our client.

RIGHTS OF THE DATA SUBJECT

You have the following rights, according to the GDPR:

• Right of access to data: You have the right to request a right of access to your personal data, in accordance with Article 15 GIP. With the access request you can find out about the purposes of the processing, the relevant categories of personal data, the recipients to whom the data were communicated or will be communicated, the period for which they will be stored, the existence of a right to correct or delete data or restriction of their processing or right to object to processing, information on the origin of data and the existence of automated decision-making, including profiling and information on the logic followed.

• Right of correction: You have the right to request the correction of inaccurate data as well as the completion of incomplete data concerning you, in accordance with Article 16 GDPR.

• Right to restrict processing: You have the right to request a restriction on the processing of your personal data, subject to the provisions of Article 18 of the GDPR.

• Right to object to the processing: You have the right to object to the processing of your data at any time and for reasons related to your particular situation, to the processing of personal data concerning you, when it is based on Article 6 (1) (e). GDPR.

• Right to be forgotten: When you no longer wish to have your personal data processed and retained, you have the right to request its deletion, provided that the data is not kept for a specific legal and declared purpose, in accordance with Article 17 GDPR.

• Right to data portability: You have the right to receive or request the transfer of your data, in machine readable form, from us to another controller, if you so wish, in accordance with Article 20 GIP.

To exercise your above rights, you can contact us, in writing, by sending a postal letter to the address: info@symbolaia.gr

You also have the right to complain to the Personal Data Protection Authority, in writing (Kifissias 1-3, PC 115 23, Athens) or electronically (www.dpa.gr).

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